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Courtesy of BlackEnterprise.com
Credit card debt continues to rise. According to recent Federal Reserve data, revolving consumer credit increased at an annual rate of 2 percent. Non-revolving credit increased by more than 7 percent. Here’s the good news: if you’re struggling to pay down credit card debt, you can negotiate more favorable terms.
Ask for a payment plan. Some consumers don’t realize that many credit card companies offer hardship payment plans. Keep reading …
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