Sometimes in life we have to have tough conversations, and hands down one of the most awkward discussions can be those concerning money. Especially, if you’ve lent a friend or family member you’re hard-earned cash and they’ve yet to pay you back. There never seems to be the perfect words to start that “Well, I kind of need my money back” conversation.
One of the wisest pieces of advice I’ve ever received was to not lend money at all. According to my grandmother, it’s okay to be a monetary blessing to someone but you should never expect it back. She always said money has a funny way of messing up your personal relationships so only give gifts, not loans.
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