Courtesy of BlackEnterprise.com
Unemployment may be down to 7.7 percent, but many Americans are still dealing with their own financial stresses. Here are some moves you can make to stay financially on track in 2013.
1.) Be sure to create and stick to a budget based on realistic numbers and information.
Use previous receipts to create a budget that reflects your actual spending over the last several months. Using this approach will factor in unexpected expenses such as home repairs, health expenses and car repairs as well as the normal, predictable expenses such as utilities and groceries.
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